Window Cleaning Insurance
So you have decided to become a window cleaner. That’s a great job – congratulations! There are many benefits to having such a job. First, you can work your own hours, you don’t need to work regular hours. You can earn up to $700 - $800 per day, you can take holidays as and when you want. Plus, you don’t even need a college degree. Another advantage is that you don’t need a special vehicle, you can carry around your equipment in your car itself.
However, before taking the final plunge into the job, you should consider a very important issue – window cleaning insurance. Sometimes, due to the high risk nature of this job, it can be quite high. But now there are many safe methods like water fed poles, so insurance companies have come to the conclusion that this industry doesn’t necessarily have to be high-risk.
So when it comes to getting window cleaning insurance, zero in on a company that is aware of your particular needs. You need public liability, too, in case third parties, or property, is damaged during the course of the work. However, what is expensive is the employer’s liability, which you need to get if you have staff working under you. What kind of insurance you get, and how much it costs, depends on what your window cleaning activities are, and the risk of each. There are certain things you should consider – like whether you need extra cover for the use of MEWPS, what level of indemnity your customers need, whether the policy covers damage to property, and whether the contents of your van are covered under the policy.
So remember that if you are in the business of window cleaning, window cleaning insurance is something you absolutely must have. Whether it’s the windows of a large multi-storeyed building, or whether it’s the windows of a small apartment, you must get insurance to protect not only yourself, but also other people. For instance, suppose a man working under you slips from his ladder, while cleaning windows. He could claim that your equipment isn’t safe enough, and you might be sued to the tune of many thousands of dollars.
So unless you have a severe impact on your business, you need to get insurance. Also, working at such heights is bound to have risks, so you need to ensure that you are covered in such cases. It might even be the case that you accidentally crack a window you are cleaning. The owner of the property might sue you. So if you aren’t insured, you might end up paying a large amount, and your business will consequently be in trouble. So that’s why you need this kind of insurance. A good tip is to get the amount of insurance you need, and not something that is inappropriate for your business. So do your research, figure out what kind of insurance will work best for you, and get that.
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